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It’s not the side of a holiday we like to think about, but what if the trip doesn’t go as planned? It’s wise to research travel insurance options. Can you guarantee on a skiing holiday that you’re not going to fall over and break your leg?
Travel insurance, or holiday insurance can cover any accident or illness while overseas, and if you’re not covered, it can leave you with a financial burden. To give you an example, a heart attack in Spain will set you back £35,000 so it is better to be safe than sorry. Get insured as there are less than sixty countries that have reciprocal healthcare arrangements with the UK and the majority of these are based on emergency procedures. For example if you need to go to casualty in Australia, a country that does have an arrangement with the UK, your treatment would be free, but your ride in the ambulance would not be. In the USA, the UK has no arrangement, so it’s easy to drum up huge costs.
The good thing about travel insurance is that it’s not all about the medical side, it can also cover loss of luggage or other personal belongings such as passports and money, repatriation costs and cancelled or delayed flights. Also in many cases, damage that you may cause to third parties.
A comprehensive travel policy is a recommended way to travel. The main thing we want is for you to be safe and covered on the sea, sand and slopes!